How Has Debt Changed You? The word “debt” has a lot of negative connotations and I have even said it is a form of slavery because it can be used and is being used to control us, so it is something to break free of, but breaking free of debt doesn’t mean the lack of […]
One of the mission for my blog is to inform you of ways that I know of to streeeeetch more of the dollars you make. I have gone digging in the file archives to bring you three blogs from the past that discuss how you can get cashback as you do your normal shopping for […]
Setting a Foundation In previous post below on personal finance, I have laid what I think should be at the financial foundation of what people who consider themselves middle class to build upon. You may disagree, and that is fine and I would like to hear about it in the comments below this post. However, […]
Interest Rates Up On March 15th this year, the Fed hiked interest rates a quarter percent. Then a week later I get this email from Mint.com on all my credit cards that the interest rate went up by the 0.25%. The banks don’t waste any time upping the rate, but that might not be so […]
Pension to 401K The traditional concept of pension, where companies provide a monthly cash flow for employees post–working until they die, is pretty much a dead proposition in American society today as the 401K has become that vehicle for companies to assist their employees to save for retirement or life after work. If, as employees, […]