Crack Your 401K If…. If you’re into personal finance topics like I am, I’m sure you’ve heard something contrary to what I’m about to say. I’m going to say it anyway because I don’t agree with what I’ve heard some financial pundits advocate. All to often, in order to appeal to the masses, the message […]
Crucifying My Credit Score On TheWorldofOs.com blog, I write about what’s going on in my world as it concerns the core topics of my website. As of late, on the topic of Personal Finance, I’ve deliberately been crucifying my credit score. It feels a bit like this because, in the realm of personal finance, this […]
Entrapment of Expenses I was listening to Stacking Benjamins podcast and a guest used the phrase “Entrapment of Expenses” to describe how by varying degrees an added expense burden can be self inflicted. An example being we need a car to easily get around, that’s a pretty common and normal idea. However, which car do […]
Deciphering Balance Transfer Offers Have you received “debt mail” from banks with those checks enclosed? They offer the opportunity to make purchases or transfer higher interest rate balances to a different bank’s credit card. For me, those offers use to go in recycle bin (after shredding of course). In fact, there was a time I […]
Love — Hate — or Indifference to Credit Cards For some discussions about credit cards can bring up bad feelings and resentment towards them because use led to a negative outcome. Then, for others it can be great feeling as to positive result. As for the rest, they haven’t a clue or just stay away […]